5 Review the provided expense categories for more ideas.4 Create a monthly expenses and budget template in Google Sheets.3 Adjust your pivot table to highlight specific expense tracking information.2 Use your personal expense tracking app daily.1 How to create your free personalized spending tracker app.Need to cut your expenses, too? Use this free workbook to dramatically cut your spending, even when money is tight…. It will take more time to do this and you will learn a lot about your spending habits in the process. In fact, in the very beginning stages, it’s very beneficial to print something out and handwrite your daily spending. They will step you through the process of learning what your general expense categories are and find out exactly where your money goes. If you’ve been ignoring your personal finances, never knowing where your money goes until you check your bank account and ensure it isn’t empty, then these are good forms. This is what you need to do as a personal finance blogger after all.īut the truth is, I don’t actually find these forms to be the most helpful. I created my first downloadable freebies for the Resource Library, printable pdf monthly expense tracking and budgeting forms. Shortly after, I wrote the companion post on how to create a budget you can actually stick to. One of the very first articles I wrote for this blog, before it was even called Stepping Stones to FI, was on how to track your monthly expenses.
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